Our Associates


Partner, Group Sales Executive

Email: tfreimark@csgwsd.com

Phone: 605-882-1688

Todd is President of Freimark & Associates Inc. Todd manages, develops and maintains strong client and carrier relationships. He is a seasoned negotiator and consults with carriers on various elements of underwriting to obtain the best plan designs at the most effective prices. By directing client relationships, and conducting periodic reviews and routine meetings with clients, Todd can evaluate financial performance of benefit plans and the employee benefit needs of his clients. He is an avid client advocate bringing years of experience in resolving service and contractual issues. Prior to starting Freimark & Associates Inc. in 2003, Todd started the Life and Health division at Stoudt’s Insurance Agency in 1989.

Todd is married to Joy and has two daughters. He is from Mobridge and likes to support Arrow athletics, fish and golf in his free time.


Partner, Group Sales Executive

Email: bnorberg@csgwsd.com 

Phone: 605-882-1688


Brian joined Freimark & Associates after spending 17 years in the education and coaching profession. He had a positive impact on countless students with his encouraging attitude and desire for them to reach their potential. Brian is still addressed as “coach” by many former players. Born and raised in Watertown, Brian went on to earn his undergraduate and master’s degrees from South Dakota State University while also having a successful career on the men’s basketball team. He enjoys exercising, golfing, any type of water sports along with coaching youth basketball teams. Brian and his wife Katie have 3 children, Annie, Drew and Gabe.

Brian takes pride in the relationships he has built as an educator and looks forward to building new relationships in the insurance industry. He relies on his teaching background to educate clients on employee benefit options and help them administer the products they select.


Partner, Group Sales Executive

Email: kmunger@csgwsd.com 

Phone: 605-882-1688


Kris joined Freimark & Associates after being in the healthcare industry for 15 years. Building relationships and helping others is Kris’ passion. She works on the corporate side to service, support and expand their business clients.  

She is committed to supporting community organizations. Kris is the past-president of the Lake Area Technical College Foundation Board.   She has also participated on the following boards or helped with their capital campaigns: Watertown Development Company, Watertown 2020 Vision Process, Boys & Girls Club, Junior Achievement, and the Business Industry School Coalition (BISCO). 


In her free time, Kris and her husband, Scott, enjoy supporting their three active kids in their activities.  Kris also enjoys being outdoors, exercising, traveling, reading, and attending SDSU games. Kris grew up in Milroy, Minnesota, earned a Business/Economics degree from SDSU, where she played on the women’s basketball team, and completed an MBA from the University of South Dakota.

Dawn Olson

Administrative Executive

Email: direland@csgwsd.com

Phone: 605-882-1688

Dawn Olson is the Administrative Executive at Freimark & Associates Inc. and has been with the organization since its inception in May 2003. She has extensive industry knowledge and specializes in the sale of individual products, such as Medicare Supplement, Marketplace plans and also provides support to business customers. She has earned the Marketplace Circle of Champions recognition for 8 consecutive years for helping individual’s access health care during the open enrollment period.

Dawn is originally from Wisconsin and holds a bachelor’s degree in Psychology from the University of Wisconsin-Stevens Point. She has assisted in Watertown’s Relay for Life event and acted in several Town Players Community Theater productions.  She has been a member of the Elks Lodge and Rotary, and has acted as a Chamber of Commerce Ambassador. In her spare time, Dawn enjoys photography, interior design, biking, reading, ancestry, and watching the Green Bay Packers.

© 2020 by Farmstead Design

812 10th St SW

Watertown, SD  57201

Phone: (605) 882-1688

Fax: (605) 882-9447

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