Our Products

Group benefit packages are a great way to attract and retain quality employees. We specialize in developing packages that will be both flexible and appealing to your employees while still containing cost.

We offer Employee-Sponsored Plans, Individual and Family Plans, and Medicare Coverage.

HEALTH PLANS

  • Premium Only Plans (POP)

  • Flexible Spending Accounts (FSA)

  • Health Savings Accounts (HSA)

  • Health Reimbursement Accounts (HRA)

  • Employee Assistance Programs (EAP)

  • Medical Expense Reimbursement Plans (MERP)

  • Self Funded or Fully Insured Plans

ANCILLARY

  • Life Insurance

  • Dental Insurance

  • Vision Insurance

  • Short & Long-Term Disability 

  • All Lines Employer Paid or Voluntary

COMPLIANCE

  • PPACA

  • Full-Time Employee Testing (FTE)

  • Measurement Periods

  • Affordability Testing

HR RESOURCES

  • Employee Documents

  • Enrollment Packets

  • Online Access / Support

  • "GIS" Benefits Services

  • Administrator Education

  • Life Insurance

  • Dental Insurance

  • Vision Insurance

  • Disability Income Insurance

  • Marketplace Insurance (healthcare.gov)

  • Medicare Supplemental Plans

  • Medicare Advantage Plans

  • Medicare Cost Plan

  • Medicare Prescription Part D Plans

Individual Insurance

  • Whole Life Insurance

  • Term Life Insurance

  • Fixed/Indexed Annuities

  • Long Term Care

For wealth management and retirement plan services.

© 2020 by Farmstead Design

812 10th St SW

Watertown, SD  57201

Phone: (605) 882-1688

Fax: (605) 882-9447

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